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Commentary | Oct. 1, 2025

Coast Guard Mutual Assistance ready to support Coast Guard families during government shutdown (*Updated 10/15*)

By Coast Guard Mutual Assistance

Editor's Note: This article was updated on Oct. 15 with updated guidance regarding CGMA assistance options.

We at Coast Guard Mutual Assistance (CGMA) are thrilled to learn military members will receive their mid-month paycheck for Oct. 15, with deposits expected between Oct. 15–17.

We opened our Shutdown Loan application for civilian employees on Oct. 10, and for active duty members on Oct. 13. In this short time, CGMA received more than 600 loan requests, totaling over $1.45 million in support. Our CGMA representatives have been incredible, helping evaluate and process requests.

CGMA continues to review and process requests for help. If the government shutdown continues and affects the Nov. 1 paycheck, CGMA is ready to respond quickly to support our Coast Guard community. 

Here’s how things will work now: 

  • Active Duty: CGMA has temporarily paused new payments under the shutdown loan program since the mid-month paycheck will be issued. CGMA will keep the shutdown loan application open. Applications already submitted will stay in their current pending status, but no funds will be sent at this time. This ensures we’re ready to move fast if Nov. 1 pay is missed. 
  • Civilian Employees: CGMA will continue to process and send payments through the shutdown loan program as usual. 
  • All Other CGMA Programs: All other loans and grants are open and unaffected at this time. If you need it — apply. If you don’t — hold the line. Together, we’ll stay strong and keep Helping Our Own®. 

If future paychecks are delayed due to the shutdown, CGMA will once again provide interest-free loans to help with important needs like food, rent, utilities and childcare. Members may borrow up to their equivalent monthly Basic Allowance for Housing (BAH) amount as needed.  

We know this period brings uncertainty, but CGMA’s mission remains steady — to help our own. Together, we’ll stay strong, care for each other, and continue living our motto: “Helping Our Own®.”

Click here for more information on CGMA’s Shutdown Assistance Program.

-USCG-  

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