Editor's Note: This article was updated on Feb. 18, 2026, with updated guidance regarding CGMA assistance options.
CGMA’s mission has been and always will be to support the financial resilience of the Coast Guard workforce. Once again, Coast Guard Mutual Assistance is prepared to provide an interest-free loan to Coast Guard members and employees if they experience a lapse in pay due to a government shut down.
Assistance available:
Who is eligible to apply for assistance:
- Active duty
- Reservists on active duty
- General schedule, full-time wage grade employees and full-time non-appropriated fund employees
- Spouses may apply on behalf of the member.
How to apply:
- Applications are being accepted now.
- Applications must be submitted online through the CGMA Portal.
- Members must provide proof of income amount with their application (i.e. their most recent leave and earnings statement or direct deposit bank statement posted in 2026).
- If a shutdown continues through February 27 and results in a missed paycheck, eligible loan applications will be processed starting March 2.
Because CGMA’s resources are limited, please explore interest-free payroll loan options if you bank with an accredited, service-oriented financial institution, such as USAA, Navy Federal, First Command, or SeaWest.
We know this period brings uncertainty, but CGMA’s mission remains steady. Together, we’ll stay strong, care for each other, and continue living our motto for you: “Helping Our Own®.”
Click here for more information on CGMA’s Shutdown Assistance Program and stay updated on the latest regarding lapses in pay, support, and other programs by signing up for our newsletter.
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