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Commentary | Oct. 1, 2025

Where can I find financial resources during a shutdown?

By The U.S. Coast Guard Personal Financial Management Program

Personal Financial Managers (PFMs): PFMs are a part of the Work-Life staff at each Health, Safety, and Work-Life Regional Practice (HSWL-RP). If a PFM is not available at your location, please reach out to your Command Financial Specialist or Military OneSource. For additional resources and information for the Personal Financial Management Program, please visit this webpage: Personal Financial Management Program (PFMP).

Command Financial Specialist (CFS): CFSs are military members appointed by the commanding officer to provide basic financial education to field and refers complex cases to PFMs. CFSs are located at many centralized units throughout the Coast Guard.

Military One Source: Offers a wide range of individualized consultations, coaching and non-medical counseling for active duty members, reservists, and their dependents. Contact 800-342-9647 or visit https://www.militaryonesource.mil.

Federal Occupational Health (FOH): FOH is the Coast Guard’s new employee assistance program for civilians. FOH services are available 24 hours a day, seven days a week, every day of the year, and include free, confidential counseling and financial support. Call 1-800-222-0364 or visit their website

Military Leader's Economic Security Toolkit - This toolkit is available to CG leaders and personnel to support the economic security of service members and families. Resources range from how leaders can start conversations to assess food insecurity and financial well-being to housing resources / entitlements and additional resources. Military Leader's Economic Security Toolkit

Spouse Resources: For financial education geared toward military spouses, please visit, MilSpouse Money Mission - Free Financial Education Resources or https://www.milspousemoneymission.org/.

Coast Guard Mutual Assistance (CGMA): Coast Guard Mutual Assistance (CGMA) provides a financial safety net and promotes financial stability by assisting those serving in the Coast Guard during times of financial need. CGMA provides interest-free loans, grants, and financial counseling. Find more information on CGMA’s website.

Coast Guard Foundation: The Coast Guard Foundation will continue to operate its existing programs and focus on morale and wellness programming, as well as resources that members and families may need - providing emergency disaster relief, tragedy assistance, and morale and wellness support, including mental resiliency programming. All pending and approved grants and scholarships will continue. Visit Coast Guard Foundation for more info.

Additionally: Some financial institutions have provided an update on their government shutdown assistance, procedures and what they will extend to their members/customers. Reminder - it is always best to research all options and determine what solutions are ideally suited for a particular situation.

-USCG-

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